Automotive Financing Experts Dedicated to Your Success
Our team of dedicated analysts is here to ensure you secure the most advantageous expert car loan. We believe that professional guidance is the key to a successful vehicle financing experience.
Our team is composed of veterans in the automotive credit industry. As a division of Services Financiers CSM Inc. (Groupe Côté), pioneer of 2nd chance credit in Quebec since the 1980s, Prêt Auto Partez leverages over 40 years of collective group expertise.
“It’s quite a shame what has happened in the field of automotive financing in Quebec,” says Serge Côté, President of Services Financiers CSM Inc. “We introduced a frank, direct, and honest concept to help people looking for an expert car loan who were not accepted by major financial institutions. Today, everyone calls themselves an expert, and it becomes difficult for consumers to know who to trust.”
This is why Services Financiers CSM Inc. founded “Prêt Auto Partez”. To this day, hundreds of Quebecers struggling with credit problems, bankruptcy, or debt have managed to succeed and regain their mobility thanks to the expertise of a team whose primary goal is to support its clientele through every step of the process.
Prêt Auto Partez‘s mission is to negotiate the most advantageous financial offer for you, both in terms of interest rates and loan conditions. You don’t have to travel or spend hours meeting different banks because a vehicle financing application.
Your financing expert is also a dedicated credit coach at your service. They present your file, which they have solidly built and documented, to the best lender according to your unique situation and negotiate a beneficial loan, avoiding long, stressful, and unnecessary procedures. In addition, they will develop a personalized game plan for credit rebuilding to make your life easier and ensure your next loan is even more advantageous.
Prêt Auto Partez is is a FinTech platform and auto credit brokerage service operating from its physical service point in Mirabel with an affiliated supply network (including Groupe Côté dealerships and vehicles on demand). The company was co-founded by André-Martin Hobbs, an automotive financial technology pioneer in Canada and founder of DecisioningIT.
Our team of dedicated analysts is here to ensure you secure the most advantageous expert car loan. We believe that professional guidance is the key to a successful vehicle financing experience.
Our mission is energetically led by our General Manager, Stephany Kempffer.
With over 15 years of deep-rooted experience in financing, her tenacity and rigor ensure that every file is handled with one goal in mind: a solution perfectly adapted to each client's personal situation.
She supervises a team of about twenty analysts who act as true credit coaches, aiming to ensure the long-term financial balance of every borrower.
Their job is to listen first, build an accurate portrait of your situation with your collaboration, and finally propose a realistic game plan—not only to secure your loan but also to improve your car credit and rebuild your financial future for a prosperous and smiling outlook.
Active Listening: We prioritize being at your service because we know every client has a personal story that cannot be reduced to a simple column of numbers or a automated score.
Accurate Assessment: We provide an uncompromising and transparent assessment of your financial situation. Identifying core issues is essential to building the file that will secure the best possible loan for you.
Custom Game Plan: We offer tailored, realistic solutions to restore your credit, doing everything humanly possible to ensure that on the very same day, you can take the road behind the wheel of a quality vehicle.
Unlike other providers, we secure your financing approval before you choose a vehicle. This approach gives you the power to shop with complete confidence and without the fear of a last-minute rejection. With a clear and approved budget, choosing your next car is a real pleasure.
We are your strongest partner with lenders. We have direct and powerful access to our network of regulated financial partners. We put them in competition for your auto financing Laurentians to find you the most advantageous market conditions.
Your security is our absolute priority. All information you submit via our site is protected by bank-level SSL encryption. Your privacy is respected at every step of your expert car loan application.
Prêt Auto Partez is a division of Services Financiers CSM Inc., a company registered in Quebec (NEQ: 1162976063) and holding all the legal authorizations and permits required for its specialized operations.
IMPORTANT STEPS
Helping you get on the road the same day is our job, and we love what we do.
Apply for a loan to start your request. From this point, everything moves very quickly.
Your analyst and credit coach will secure a loan for you at the best industry rate in less than an hour.
With your approved loan amount, you choose the recent and guaranteed vehicle that meets your needs, and you take the wheel immediately. Happy driving!
Our greatest reward is seeing our clients from the Laurentians to Montreal take the road with complete confidence.
She was very professional and took the time to explain everything to me with transparency.
Mme Laforte from Saint-Jérôme, Laurentians, client of our analyst Jennifer Pelletier.
Every success story reminds us of the importance of a human approach. Contact us to read more reviews.
Offre de soutien
Everyone knows someone who wants to change their vehicle but hesitates because they don’t know that getting a good loan is possible. If you refer them to our automotive financing experts, you get $300 cash as a thank you.
Prêt Auto Partez is a proud collaborator with the organization Le Book Humanitaire, a non-profit based in the Laurentians that connects compassionate individuals with those in need. We support our community’s [vehicle financing] (3) needs through heart and dedication.
As a division of Services Financiers CSM Inc. (Groupe Côté), Prêt Auto Partez builds on over 40 years of group expertise in automotive financing across Quebec, operating from its service point in Mirabel.
We offer a “one-stop-shop” through our partnership with CSM Financial Services, accessing 20+ lenders simultaneously. This allows us to negotiate better terms and find your expert car loan even when traditional banks say no.
Based in the Laurentians (Mirabel/Saint-Jérôme), we are leaders in car financing Montreal and offer vehicle delivery across Quebec.
Your data security is paramount. We use bank-level SSL encryption for your loan application. Our strict privacy policies ensure your information is shared only with essential financial partners for credit approval.